Walkthrough
This guide covers the complete mission flow for both Criminals and Police. It is designed to be quick, easy to read, and covers all possible variations.
[!NOTE] This guide is broken down into two main sections: The Criminal Side and The Police Side.
😈 The Criminal Side
Your goal is to steal card data, process it in a hidden lab, and cash it out for profit.
1. Preparation (Buying Supplies)
Before you start, you need gear. Head to one of the Blackmarket Suppliers (e.g., Davis Alley or the Scrapyard).
Essential Items to Buy:
MSR Skimmer or Advanced Skimmer: For stealing data at ATMs.
Data USB: To store the stolen data.
Fraud Generator, Jerry Can: To power your lab.
Hacking Laptop, Card Embosser (Printer): To process the stolen data.
Blank Magnet Cards & Blank Check Slips: To print your fake cards and checks.
[!TIP] Optional Gear: The Camera Jammer reduces the chance of police alerts by 50%. The RFID Skimmer lets you steal data wirelessly from players.
2. Data Collection (Skimming)
You need to install your skimmer on an ATM to steal credit card data.
Find an ATM anywhere in the city.
Use your Skimmer or Advanced Skimmer item.
Wait for data to collect:
Passive (NPC) Data: Takes 5 minutes (or 2.5 mins with Advanced Skimmer).
Active (Player) Data: Real players using the ATM will be skimmed instantly!
Retrieve Data: Go back to the ATM and retrieve your skimmer. If enough time has passed, the stolen data will be loaded onto your Data USB.
[!WARNING] Skimmer batteries die after 30-60 minutes. Retrieve them before they die, or the data is lost!
3. The Lab (Data Processing)
Now you need to decrypt the stolen data and print fake cards.
Set up the Lab: Find a hidden location.
Place the Fraud Generator down. Use a Jerry Can to start it.
Place the Hacking Laptop and Card Embosser nearby (within 10 meters of the generator).
Decrypt Data: Use the Laptop. Insert your loaded Data USB and complete the hacking minigame. (Success gives you decrypted data ready to print. Sometimes you might extract raw Crypto instead!)
Print Fakes: Use the Card Embosser. Combine the decrypted data with a Blank Magnet Card or Blank Check Slip to print a Cloned Card or a Forged Check. Complete the minigame to finish printing.
[!CAUTION] Generators degrade over time and can break! You will need to repair them to keep power running.
4. Cashing Out (Making Money)
You have fake cards/checks. Here are the ways to turn them into cash:
Option A: ATM Cashout (Medium Risk)
Go to any ATM and use your Cloned Card.
Complete the minigame to withdraw cash.
Risk: If you fail the minigame, the card declines and alerts the police.
Option B: Retail Fraud (Low/Medium Risk)
Go to Vangelico Jewelry and swipe your card for luxury goods (Rolex, Diamond Rings, Gold Chains).
Risk: 25% chance the card declines and alerts the police.
Option C: Check Fraud (High Risk, High Reward)
Take a Forged Check to the Pacific Standard Bank teller.
Hand it in for a massive payout.
Risk: 15% chance the teller realizes it's fake and triggers a silent police alarm.
Option D: Online Wire Transfer (Safest)
Use your Hacking Laptop while powered to do a direct online wire transfer.
Safely moves funds directly to your account.
Option E: Standalone Fence (Easiest)
Go to the NPC Fence and sell your Cloned Cards directly for raw cash.
🚀 Advanced Criminal Strategy: ATM Malware & Jackpotting
Instead of normal skimming, you can attack the ATM software directly.
Silent Infection: Install malware wirelessly via Bluetooth. It stays active for 30 minutes and automatically downloads up to 5 cards directly to your device as long as you stay within 8 meters.
Loud Jackpotting: The ultimate heist. Play a very difficult minigame to force the ATM to dispense raw cash ($5000 - $15000).
Warning: 50% chance of an INSTANT police alert the moment you start!
🚓 The Police Side
Your job is to stop the cybercriminals and respond to fraud alerts.
1. Cybercrime Monitoring
Get into a Police Vehicle.
Access the Cybercrime Monitoring Dashboard. This allows you to track recent fraud activity and hotspots around the city.
2. Responding to Dispatch Alerts
You will receive dispatch alerts when criminals make mistakes. Look out for:
Failed ATM Withdrawals: Someone tried to use a cloned card and messed up the pin/minigame.
Suspicious Bank Activity: A teller caught someone trying to cash a forged check.
Declined Luxury Purchases: A stolen card was swiped at Vangelico Jewelry and declined.
ATM Jackpotting: A loud, high-priority alert that someone is forcing an ATM to spit out cash.
3. Investigation & Seizure
Seize Skimmers: If you find a skimmer attached to an ATM, you can confiscate it. This removes the device and heavily damages the criminal's banking credit score.
Bust the Labs: Criminals need physical props (Generators, Laptops, Printers) to process data. Listen for generators running in alleyways, abandoned buildings, or motels. You can seize their equipment if you find their lab!
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